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For help and advice go to moneyadviceservice.org.uk - 1299.0% APR Representative
We like to think that we offer a valuable service to our customers.
We do not charge you for our service as we do not think it right that you should pay to apply for a loan. We are of course a company, so we make our money from the lenders themselves.
We are committed to treating all of our customers fairly and aim to be totally open, honest and transparent with you.
We are a small and friendly team based in Bury St. Edmunds in Suffolk and if you want to call us to see how friendly we are please feel free to do so
– Please note however we cannot take applications over the phone.
We do NOT and never will charge a fee for the service we provide.
Our application process provides direct access to an approved panel of UK based lenders.
In most cases your loan can be transferred directly to your account on the same day.
We are a licensed broker operating a selected panel of lenders. This website is promoting our services as a broker and not our services as a lender. We offer a FREE loan finding service to help you find the lender with the best rates who will lend to you today.
All of our lenders need to have a Responsible Lending Policy to protect our applying customers. Many lenders belong to the BCCA (British Cheque and Credit Association), which means they must keep by a strict code of practice that relates to short term lending. Others are members of the Consumer Finance Association. For more information click on our responsible lending link
It is very important to understand the terms of the loan and be sure that the loan is right for you. If you've received four or more short-term loans within the last 12 months, we really do advise that you seek some debt and budgeting advice. Most lenders will not let a borrower receive more than 30% of their income each month in loans. So if your application is declined, try again a lower amount. Never take out loans which you cannot afford to pay back. If you think that you will miss your payment, you must contact your lender as soon as possible to come to an agreed solution.
If you choose to cancel your loan refer to the loan agreement sent to you by the lender detailing your right of withdrawal from the agreement.